Bankruptcy, starting over, and magical money thinking

A couple of days ago, I was in bed, reading on my phone, and it pinged with an alert from my bank. Almost £200 had gone out for the annual renewal of one of my websites.

I thought I’d set it to monthly renewal. I thought I had until later in the month to double check. I’d seen an email about the renewal and knew I should read it, but I’m busy and it’s b…