"Don’t internalise the idea you’re bad with money, when really you’re underpaid."

And, yes, I had a Harry Styles rollercoaster gif to hand.

Hi and welcome to The Ladybird Purse, my weekly newsletter about women and money. I’m not a financial advisor and not qualified to give financial advice.

In one of the many money books I’ve read over the past few years, the author (I’m not being coy; I genuinely can’t remember which) insisted that no one should be paying interest on a credit card. Many …