Is the 4th too late for “Happy New Year?”

Not quite back to work...

Hello! Happy New Year! I have a new name: Keris Fox. You can read about how that came about in my author newsletter.

I’m not properly back to work yet - my out of office is set until Monday - but I feel like I’ve been away from this newsletter for ages, so I thought I’d share a couple of links and a fascinating interview.

Firstly, Financial Therapist Ba…