Right, ok, fine, I’ll track my spending

+ taking control, paying off debt, and being 100% that old lady

Yes, I’m reading yet another money book. A friend recommended this one, saying it’s the most helpful since the Elizabeth Warren book (that I also loved). Almost immediately in this one, the author, Kumiko Love, says you need to make a budget. I do not want to make a budget. I’ve tried and failed so many times.

Plus this budget is based on income rather …