Two Years of The Ladybird Purse

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Can you believe?

From last year’s anniversary post

I’m still not where I want to be, but I’m definitely in a much better place than I was a year ago.

And this remains the case. I might as well follow the same format as last year…

Actual finances

When I started this newsletter, my credit score with Equifax was ‘Excellent’, last year it was ‘Fair’ and curre…