US reader here - pensions are clearly different in the UK… is it essentially a private brokerage account? On dreams: I too have very full nights and I went through a period of a few years where I woke exhausted from them, and at some point I asked (myself? the field of consciousness?) for a break and less rigorous dreams, and it worked! I think I did this over a few weeks until it fully took hold. I’m trying to recall if I’ve had any nocturnal money advice, and while it wasn’t exactly that, I did have several dreams about gifting a close family member a not small amount of cash, and I did that, and it helped them a lot (and made me feel like I had given back to them fairly more than just giving), and last week I was buying a particular broad market ETF in my dream so I followed through the next morning.
I think they're similar to brokerage accounts, but specifically for retirement - they can't be accessed until 55 or older. They're often set up through an employer - and the employer will contribute - but you can also set them up and contribute yourself (but again, can't access until 55).
US reader here - pensions are clearly different in the UK… is it essentially a private brokerage account? On dreams: I too have very full nights and I went through a period of a few years where I woke exhausted from them, and at some point I asked (myself? the field of consciousness?) for a break and less rigorous dreams, and it worked! I think I did this over a few weeks until it fully took hold. I’m trying to recall if I’ve had any nocturnal money advice, and while it wasn’t exactly that, I did have several dreams about gifting a close family member a not small amount of cash, and I did that, and it helped them a lot (and made me feel like I had given back to them fairly more than just giving), and last week I was buying a particular broad market ETF in my dream so I followed through the next morning.
I think they're similar to brokerage accounts, but specifically for retirement - they can't be accessed until 55 or older. They're often set up through an employer - and the employer will contribute - but you can also set them up and contribute yourself (but again, can't access until 55).